How an EMI and an extra payment change your loan balance
A worked example of monthly reducing-balance interest, repayment schedules and why a prepayment changes future interest.
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Understand the numbers.
Make clearer decisions.
Practical guides, transparent assumptions and worked examples. No promises of returns.
GST inclusive and exclusive amounts: a transparent worked example
Understand how to add tax or extract a base amount from a tax-inclusive total, using an illustrative 18% rate.
Read the guide →SIP, FD and RD projections: check the assumptions before comparing
Learn why contribution timing, compounding and tax assumptions matter when comparing investment and deposit estimates.
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